What We Do

Dolphin Debit Access provides financial institutions with a more efficient alternative to in-house ATM management. We provide complete, worry-free ATM network services covering every aspect of ATM management, from site prep and equipment procurement to system updates and cash management.

We are ATM management specialists with decades of experience. It’s what we do best; which leaves our client free to focus on what they do best: running successful financial institutions.

Benjamin Allen
President, Co-Founder

Benjamin Allen brings more than twenty years of banking and ATM/EFT experience to Dolphin Debit. Prior to co-founding Dolphin Debit, he worked as a senior executive at Innovus—a leading ATM operator and ATM processing company—where he was responsible for M&A and strategic partnerships. Mr. Allen’s background also includes twelve years of corporate finance experience with Lehman Brothers and Merrill Lynch, along with a Masters Degree in Economics from The Johns Hopkins University and a Bachelors Degree in Finance from Texas A&M.

Gary Walston
EVP, Co-Founder

Gary Walston co-founded Dolphin Debit with more than eighteen years of experience in the ATM/EFT industries. His professional background includes time as a senior executive at Momentum Cash Systems, where he was responsible for creating several new initiatives, including ATM outsourcing programs and surcharge-free ATM networks. Mr. Walston also brings extensive experience in sales and marketing to the table, which incorporates his experience in founding an ATM advertising company and his work with community bank account acquisition strategies at FISI Madison. He received a BBA in Marketing from The University of North Texas. In 2016 Gary was a finalist for EY Entrepreneur Of The Year. ®


Who we Work With

Sabine Federal Credit Union

It took a decade, but eventually Sabine Federal Credit Union moved all of its ATMs over to management by Dolphin Debit. A 2006 experiment kicked off a relationship that grew and thrived and kept paying off for the credit union. And then in early 2017, Sabine FCU at last completed its transition to Dolphin Debit, the full-service ATM management company.


To read the full case study, click below.

Memorial Credit Union

It was the challenge of keeping up with regulations that initially convinced Memorial Credit Union of Houston to get out of the ATM business in 2014. Three years later, the credit union reflects on that as a smart decision, for many reasons.

To read the full case study, click below.

First Service Credit Union

When First Service Credit Union of Houston started working with Dolphin Debit eight years ago, the credit union had some very specific ATM objectives. It was looking to expand its influence and do it as cost-effectively as possible.

To read the full case study, click below.


Statewide Federal Credit Union

After owning and operating its own ATMs for some 25 years, Statewide Federal Credit Union in Mississippi finally decided that the hassles of maintenance, updates, and compliance just weren’t worth it anymore.

To read the full case study, click below.


Community Resource Credit Union

ATMs are a strategic product for Community Resource Credit Union of Baytown, Texas. An ATM’s small footprint allows the credit union to expand its market presence without having to invest in new branches.

In the last eight years, Community Resource has built a community presence through strategically placed ATMs. The machines are more than a convenience tool …

To read the full case study, click below.

Commercial Bank of Texas

For Commercial Bank of Texas, highly visible ATMs in high-traffic areas have quickly given the bank a stronger presence in new markets and paved the way for an increasingly successful expansion.

The bank, headquartered in Nacogdoches in east Texas, focused on local business for most of its 113 years. But in the past few years, it has expanded into north Texas …

To read the full case study, click below.


Bill Hawkins

President and CEO, Healthcare Systems FCU

“The Dolphin folks seem to have our best interests at heart. Just like we credit unions know our members as more than their account numbers, Dolphin Debit treats us that way.”

Jeannie Hunt

CEO, Mountain Empire Federal Credit Union

“The ATM Kiosk Wrap is beautiful! The colors on the logo are perfect. Everyone that we have worked with at Dolphin Debit have been very helpful and nice. The installers were great! We had a few glitches with the …

Dan Berry

CEO, Duke Credit Union

“We became frustrated with how often you have to update a machine. It’s always something, from ADA to Windows to EMV. It seemed like every time you turned around there was another upgrade. We can let Dolphin Debit handle those upgrades …